# Hero Fincorp Limited
**ISIN:** INE957N01016
**Canonical URL:** https://polemarch.in/invest/hero-fincorp-limited
**Type:** Unlisted
**Sector:** Financials
**Market cap bucket:** Mid Cap
**Current quoted price:** ₹0.00 per share

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## Company profile

## Key ratios (as of FY2025, yearly)
### Liquidity Ratios
- **Working Capital:** 11.8393
- **Current Ratio:** 2.13716959
- **Quick Assets:** 22.2505
- **Quick Ratio:** 2.13716959
- **Cash Ratio:** 1.8870063
- **Working Capital To Sales:** 0.12040705
- **Defensive Interval Ratio:** 127.03282572
- **Net Working Capital to Assets:** 0.01971824

### Leverage Ratios
- **Total Debt:** 529.5464
- **Net Debt:** 509.9004
- **Debt to Equity:** 9.19230102
- **Debt to Assets:** 0.88195423
- **Debt To Capital:** 0.90188673
- **Equity Ratio:** 0.09594488
- **Financial Leverage:** 10.42265083
- **Interest Coverage:** 1.06690423
- **EBITDA Interest Coverage:** 1.09197666
- **Net Debt to EBITDA:** 12.19924541
- **Long Term Debt to Equity:** 9.19230102
- **Long Term Debt to Capital:** 0.90188673
- **Debt to EBITDA:** 12.66927128
- **Net Debt to Equity:** 8.85126962

### Profitability Ratios
- **Effective Tax Rate:** 0.57065875
- **NOPAT:** 17.5334378539
- **Invested Capital:** 567.508
- **Gross Margin:** 1.0071801
- **EBITDA Margin:** 0.42508744
- **EBIT Margin:** 0.41532718
- **Pre Tax Margin:** 0.02604465
- **Net Margin:** 0.01118204
- **Return on Assets:** 0.00183121
- **Return on Equity:** 0.01908602
- **Return on Capital Employed:** 0.06921546
- **Return On Invested Capital:** 0.03089549
- **Pre-Tax ROE:** 0.0444542
- **Cash ROA:** -0.06518162
- **Return on Net Assets:** 0.00186352
- **Operating ROA:** 0.06801528

### Efficiency Ratios
- **Asset Turnover:** 0.16376313
- **Fixed Asset Turnover:** 57.10395493
- **Receivables Turnover:** 358.85875912
- **Payables Turnover:** 0
- **Working Capital Turnover:** 8.30516162
- **Days Sales Outstanding:** 1.01711325
- **Equity Turnover:** 1.70684597
- **Capital Employed Turnover:** 0.16746424

### Cashflow Ratios
- **Operating Cash Flow to Sales:** -0.39802374
- **Operating Cash Flow to Net Income:** -35.59490678
- **Free Cash Flow:** -37.9369
- **Free Cash Flow Margin:** -0.38582266
- **Cash Flow to Debt:** -0.07390589
- **FCF to Net Income:** -34.50377444
- **Capital Expenditure:** -1.1997
- **Capex to Sales:** -0.01220109
- **Capex to Operating Cashflow:** 0.03065417
- **Dividend Payout Ratio:** -1.70359254
- **Retention Ratio:** 2.70359254

### Valuation Models
- **Shares Outstanding:** 12.74
- **Market Cap:** 0
- **Enterprise Value:** 509.9004
- **P/E Ratio:** 0
- **P/B Ratio:** 0
- **P/S Ratio:** 0
- **EV / EBITDA:** 12.19924541
- **EV / Sales:** 5.18574597
- **EV / EBIT:** 12.48592977
- **Price / Operating Cash Flow:** 0
- **EV to FCF:** -13.4407503
- **EV to Assets:** 0.84923402
- **EV to Capital Employed:** 0.86421936
- **EV to Invested Capital:** 0.89849024

### Per Share Metrics
- **EPS (Basic):** 8.63029827
- **Book Value per Share:** 452.17896389
- **Sales per Share:** 771.79984301
- **Operating Cash Flow per Share:** -307.19466248
- **Free Cash Flow per Share:** -297.77786499
- **Cash per Share:** 154.20722135
- **EBITDA per Share:** 328.08241758
- **EBIT per Share:** 320.54945055

### DuPont Analysis
- **DuPont: Tax Burden:** 0.42934125
- **DuPont: Interest Burden:** 0.06270875
- **DuPont: EBIT Margin:** 0.41532718
- **DuPont: Asset Turnover:** 0.16376313
- **DuPont: Equity Multiplier:** 10.42265083
- **DuPont ROE (5-step):** 0.01908602

### Earnings Quality
- **Accruals to Assets:** 0.06701282
- **Accruals to Net Income:** 36.59490678
- **Cash Earnings Coverage:** -35.59490678
- **Capex to Depreciation:** -1.25007815

## Recent price points (last 10)

| Date | Price (₹) |
|---|---:|
| 2026-04-16 | 1050 |
| 2026-04-17 | 1050 |
| 2026-04-18 | 1050 |
| 2026-04-19 | 1050 |
| 2026-04-20 | 1050 |
| 2026-04-21 | 1050 |
| 2026-04-22 | 1050 |
| 2026-04-23 | 1050 |
| 2026-04-24 | 1075 |
| 2026-04-25 | 1075 |

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## Risk disclosure

Unlisted shares are illiquid and can lose their full value. They're illiquid, prices can swing sharply, and a quoted price is only as good as the next willing buyer at that level. Polemarch does not guarantee any return on any share. Talk to a SEBI-registered investment adviser before you put money in. Past performance is not a forecast of future returns.

Canonical (live): https://polemarch.in/invest/hero-fincorp-limited
Operator: Mithtech Innovative Solutions Pvt Ltd, Bengaluru, India.