# InCred Capital Financial Services
**ISIN:** INE01WI01014
**Canonical URL:** https://polemarch.in/invest/incred-capital-financial-services
**Type:** Unlisted
**Sector:** Financials
**Market cap bucket:** Unspecified
**Current quoted price:** ₹0.00 per share

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## Company profile

## Key ratios (as of FY2024, yearly)
### Liquidity Ratios
- **Working Capital:** 5.553289
- **Current Ratio:** 2.17769028
- **Quick Assets:** 10.268696
- **Quick Ratio:** 2.17769028
- **Cash Ratio:** 0.48920507
- **Working Capital To Sales:** 1.67645954
- **Net Working Capital to Assets:** 0.39405391

### Leverage Ratios
- **Total Debt:** 7.90106
- **Net Debt:** 5.594259
- **Debt to Equity:** 1.5713349
- **Debt to Assets:** 0.56064857
- **Debt To Capital:** 0.61109694
- **Equity Ratio:** 0.35679763
- **Financial Leverage:** 2.80270917
- **Interest Coverage:** 0.90699929
- **EBITDA Interest Coverage:** 1.06614092
- **Net Debt to EBITDA:** 7.29950325
- **Long Term Debt to Equity:** 0.8461257
- **Long Term Debt to Capital:** 0.45832507
- **Debt to EBITDA:** 10.30946425
- **Net Debt to Equity:** 1.11256647

### Profitability Ratios
- **Effective Tax Rate:** -0.18170693
- **NOPAT:** 0.7704622857
- **Invested Capital:** 10.622506
- **Gross Margin:** 1.04394885
- **EBITDA Margin:** 0.23136202
- **EBIT Margin:** 0.19682688
- **Pre Tax Margin:** -0.05575289
- **Net Margin:** -0.06679436
- **Return on Assets:** -0.0157001
- **Return on Equity:** -0.04400281
- **Return on Capital Employed:** 0.0695286
- **Return On Invested Capital:** 0.07253112
- **Pre-Tax ROE:** -0.0367289
- **Cash ROA:** -0.03404099
- **Return on Net Assets:** -0.02359494
- **Operating ROA:** 0.0462644

### Efficiency Ratios
- **Asset Turnover:** 0.23505125
- **Fixed Asset Turnover:** 18.63106387
- **Receivables Turnover:** 15.1200241
- **Payables Turnover:** 0
- **Working Capital Turnover:** 0.59649516
- **Days Sales Outstanding:** 24.14017316
- **Equity Turnover:** 0.65878029
- **Capital Employed Turnover:** 0.35684476

### Cashflow Ratios
- **Operating Cash Flow to Sales:** -0.14482371
- **Operating Cash Flow to Net Income:** 2.16820259
- **Free Cash Flow:** -0.431132
- **Free Cash Flow Margin:** -0.13015266
- **Cash Flow to Debt:** -0.06071717
- **FCF to Net Income:** 1.94855756
- **Capital Expenditure:** -0.048598
- **Capex to Sales:** -0.01467105
- **Capex to Operating Cashflow:** 0.10130282
- **Dividend Payout Ratio:** 0
- **Retention Ratio:** 1

### Valuation Models
- **Shares Outstanding:** 1.27574
- **Market Cap:** 0
- **Enterprise Value:** 5.594259
- **P/E Ratio:** 0
- **P/B Ratio:** 0
- **P/S Ratio:** 0
- **EV / EBITDA:** 7.29950325
- **EV / Sales:** 1.68882781
- **EV / EBIT:** 8.58027028
- **Price / Operating Cash Flow:** 0
- **EV to FCF:** -12.97574525
- **EV to Assets:** 0.39696108
- **EV to Capital Employed:** 0.59657416
- **EV to Invested Capital:** 0.52664211

### Per Share Metrics
- **EPS (Basic):** -17.34342421
- **Book Value per Share:** 394.1435559
- **Sales per Share:** 259.65400473
- **Operating Cash Flow per Share:** -37.60405725
- **Free Cash Flow per Share:** -33.79466035
- **Cash per Share:** 180.82062176
- **EBITDA per Share:** 60.07407465
- **EBIT per Share:** 51.10688698

### DuPont Analysis
- **DuPont: Tax Burden:** 1.19804312
- **DuPont: Interest Burden:** -0.28325851
- **DuPont: EBIT Margin:** 0.19682688
- **DuPont: Asset Turnover:** 0.23505125
- **DuPont: Equity Multiplier:** 2.80270917
- **DuPont ROE (5-step):** -0.04400281

### Earnings Quality
- **Accruals to Assets:** 0.0183409
- **Accruals to Net Income:** -1.16820259
- **Cash Earnings Coverage:** 2.16820259
- **Capex to Depreciation:** -0.42481512

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## Risk disclosure

Unlisted shares are illiquid and can lose their full value. They're illiquid, prices can swing sharply, and a quoted price is only as good as the next willing buyer at that level. Polemarch does not guarantee any return on any share. Talk to a SEBI-registered investment adviser before you put money in. Past performance is not a forecast of future returns.

Canonical (live): https://polemarch.in/invest/incred-capital-financial-services
Operator: Mithtech Innovative Solutions Pvt Ltd, Bengaluru, India.