# PNB Finance and Industries Limited
**ISIN:** INE057F01011
**Canonical URL:** https://polemarch.in/invest/pnb-finance-and-industries-limited
**Type:** Unlisted
**Sector:** Financials
**Market cap bucket:** Mid Cap
**Current quoted price:** ₹0.00 per share

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## Company profile

## Key ratios (as of FY2025, yearly)
### Liquidity Ratios
- **Working Capital:** 0.147597
- **Current Ratio:** 91.16310324
- **Quick Assets:** 0.149234
- **Quick Ratio:** 91.16310324
- **Cash Ratio:** 0.18875993
- **Defensive Interval Ratio:** 0.06816039
- **Net Working Capital to Assets:** 0.00386878

### Leverage Ratios
- **Total Debt:** 0
- **Net Debt:** -0.000309
- **Debt to Equity:** 0
- **Debt to Assets:** 0
- **Debt To Capital:** 0
- **Equity Ratio:** 0.86364617
- **Financial Leverage:** 1.15788159
- **Interest Coverage:** 466.24210526
- **EBITDA Interest Coverage:** 466.33157895
- **Net Debt to EBITDA:** -0.00003487
- **Long Term Debt to Equity:** 0
- **Long Term Debt to Capital:** 0
- **Debt to EBITDA:** 0
- **Net Debt to Equity:** -0.00000938

### Profitability Ratios
- **Effective Tax Rate:** 0.19022354
- **NOPAT:** 7.1734857526999996
- **Invested Capital:** 32.948498
- **Return on Assets:** 0.18762639
- **Return on Equity:** 0.21724914
- **Return on Capital Employed:** 0.23220945
- **Return On Invested Capital:** 0.21771814
- **Pre-Tax ROE:** 0.26828285
- **Cash ROA:** -0.04386538
- **Return on Net Assets:** 0.18763444
- **Operating ROA:** 0.23219948

### Efficiency Ratios
- **Asset Turnover:** 0
- **Fixed Asset Turnover:** 0
- **Payables Turnover:** 0
- **Working Capital Turnover:** 0
- **Equity Turnover:** 0
- **Capital Employed Turnover:** 0

### Cashflow Ratios
- **Operating Cash Flow to Net Income:** -0.23379109
- **Free Cash Flow:** -1.6735
- **FCF to Net Income:** -0.23379109
- **Capital Expenditure:** 0
- **Capex to Operating Cashflow:** 0
- **Dividend Payout Ratio:** 0
- **Retention Ratio:** 1

### Valuation Models
- **Enterprise Value:** -0.000309
- **EV / EBITDA:** -0.00003487
- **EV / EBIT:** -0.00003488
- **EV to FCF:** 0.00018464
- **EV to Assets:** -0.0000081
- **EV to Capital Employed:** -0.0000081
- **EV to Invested Capital:** -0.00000938

### DuPont Analysis
- **DuPont: Tax Burden:** 0.80977646
- **DuPont: Interest Burden:** 0.99785519
- **DuPont: Asset Turnover:** 0
- **DuPont: Equity Multiplier:** 1.15788159
- **DuPont ROE (5-step):** 0

### Earnings Quality
- **Accruals to Assets:** 0.23149177
- **Accruals to Net Income:** 1.23379109
- **Cash Earnings Coverage:** -0.23379109
- **Capex to Depreciation:** 0

## Recent price points (last 10)

| Date | Price (₹) |
|---|---:|
| 2026-04-16 | 8800 |
| 2026-04-17 | 8800 |
| 2026-04-18 | 8800 |
| 2026-04-19 | 8800 |
| 2026-04-20 | 8800 |
| 2026-04-21 | 8800 |
| 2026-04-22 | 8800 |
| 2026-04-23 | 8800 |
| 2026-04-24 | 9775 |
| 2026-04-25 | 8800 |

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## Risk disclosure

Unlisted shares are illiquid and can lose their full value. They're illiquid, prices can swing sharply, and a quoted price is only as good as the next willing buyer at that level. Polemarch does not guarantee any return on any share. Talk to a SEBI-registered investment adviser before you put money in. Past performance is not a forecast of future returns.

Canonical (live): https://polemarch.in/invest/pnb-finance-and-industries-limited
Operator: Mithtech Innovative Solutions Pvt Ltd, Bengaluru, India.